For those living in poverty, there are bigger things to worry about than having to try and get a bank account from the big nationals, such as HSBC, Lloyds, Barclays and the Royal Bank of Scotland. With traditional banks, it’s often quite difficult to provide proof of address without a council tax statement or another bank account statement.
Just because you have no fixed address, should not mean that it is difficult to get a bank account.
Fortunately, there is one bank that is leading the way and is allowing those without an address to get a bank account & bank card. With Monzo, you can get a bank account and card, delivered to a charity, or shelter and all you have to do is verify your identity with a passport, driving licence (provisional or full) or a government-issued photo ID (from the UK or abroad).
How to get a bank account with no fixed address?
During the signup process, you’ll be asked for an address. If you don’t have a permanent address then you can use another address that you have access to such as:
- A friend’s address
- A local organisation that will let you use their address (like a church, shelter or charity)
- If you are not currently staying at your permanent address, then still enter your permanent address and you’ll then be able to get your card delivered to a different address.
Bank accounts are opened once your identity is confirmed, which is usually instantly and you can start receiving payments before your card arrives.
Getting a bank account with no fixed address is now no longer a problem.
Apply for a bank account without a fixed address here.
Lloyds Bank on Market Street in Manchester are one of the first branches in the U.K to offer bank accounts for those who are homeless in Manchester. Those interested are advised to contact Barnabus or the Booth Centre in the first instance.